Credit Manager

(3+ years exp)

₹6L – ₹8L • No equity

Published: 2 weeks ago

FinnUp Solutions

Marketplace to simplify debt

1-10

Full Time

Available

In office

Allowed

Microsoft Excel

Vishal Shinkar

Manage pan India for secured/ unsecured loans for SMEs/MSMEs/ mid corporates/ small size financial institutions/ NBFCs.
Involve in Policy and Process development and implementation.
Manage process for Credit Approvals, Controls and Risk management.
Monitor credit quality of the accounts in the portfolio.
Liaise with clients, externals and internal teams ask subject experts for risk and credit.
Focus on leakages and critical controls pertaining to risk and credit systems.
Should be involved in technology development in terms of decision automation.
Evaluate Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities
Underwriting cases with desired level of quality and enabling achievement of Business target by proper training
Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation
Analyze the NPA trend like area, industry, sector etc.
Interact with Customers & understand the business and regularly monitor delinquencies
End to end process ownership. This requires understanding and ensuring delivery as per defined SLA's.
Develop and maintain detailed MIS to track the effectiveness and SLAs of the team.
Have regular calls with the clients and advise them of any optimization opportunities.
You will be the key point of contact for the clients and will also take ownership of onboarding of any new sub process from the client.