Enterprise Risk Manager

Who We Are

Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion.

We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services. While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble, and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated, high performers to join our expanding team.

What We're Looking For

Cross River’s Risk team is looking for a strong ERM Risk Manager to join the team and support our robust enterprise risk program. This candidate must be self-motivated, results driven, and can work across different teams to support daily risk activities.

The Enterprise Risk Manager is a key contributor to various enterprise risk management program components including Risk Committee and Board Reporting, Risk Appetite, Policy & Governance, Issues Management, and Exam Management.

The Risk Team cares about results, not activity, and we have fun doing it. If you are a sharp thinker and problem solver, this will be a rewarding career opportunity for you.

Responsibilities:

• Collaborate with cross-functional teams in establishing and maintaining the risk appetite statement for the organization and ensure alignment with business objectives
• Monitor and analyze key risk indicators to identify root causes, trends, and partner with business partners in identifying mitigation plans
• Lead the coordination in the preparation of risk-related materials and reports for committee and board meetings, ensuring alignment with regulatory requirements and best practices

• Partner with business units and stakeholders to enhance the product risk framework, ensuring effective risk assessment and mitigation throughout the product lifecycle

• Conduct risk assessments where applicable to identify potential risks and evaluate the likelihood and impact of each risk

• Develop and maintain enhanced reporting capabilities across ERM programs; leveraging Global GRC (Governance, Risk, & Compliance) and other tools to design suite of effective risk reporting to drive escalation and decisioning

• Provide audit and exam management support to the enterprise risk function

• Contribute to the continued development and implementation of risk policies and procedure governance frameworks

• Track and monitor enterprise risk sponsored initiatives to ensure delivery is on time and without issues

• Expand enterprise risk training framework through the development and maintenance of standardized training materials aligned to risk taxonomy and risk management policies and procedures

Qualifications:

• BA/BS Degree
• 5+ years' experience in risk management at a bank, credit union or a fintech institution
• Strong understanding of risk management frameworks, methodologies, and regulatory requirements
• Experience in Enterprise or Operational Risk frameworks and disciplines
• Exceptional communication and presentation skills with ability to effectively communicate complex risk information to stakeholders at all levels
• Knowledge of Policy and Procedure writing
• Strong interpersonal skills. Exceptional collaboration skills and a desire to work as part of a high-performance team
• Familiarity in creating training materials
• Demonstrated project management experience
• Strong verbal and written communication skills
• Results oriented, ability to meet deadlines and meet competing deadlines
• Integrity, ability to work independently, and strong problem-solving skills

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Salary Range: $150,000.00 - $170,000.00