Associate General Counsel (Consumer)

ABOUT HAPPY MONEY

Happy Money is designing a happier way of lending that helps borrowers achieve their goals and helps credit unions achieve greater impact. Our mission comes to life through our platform, which enables happier lending at scale by connecting consumers with financial institutions who keep their best interests at heart. Through this model, we also bring credit unions access to technology solutions, high-performing assets, and national reach to accelerate their impact on communities and help increase their strength and resilience.

Backed by leading investors, Happy Money has helped over 300,000 borrowers since inception – working with community-focused lending partners to fund more than $6 billion in loans. Visit happymoney.com to learn more.

Happy Money is seeking an exceptional, motivated attorney to join our legal team to focus on consumer and borrower aspects of the business. In this role, you will work closely with the Company’s General Counsel to navigate a wide range of issues, including marketing, compliance, litigation, product development, and privacy. The lawyer in this role will have an exciting opportunity to build and develop Happy Money’s business.

ABOUT THE ROLE

• Actively collaborate with teams across the company, including product, strategy, compliance, financial partnerships, people and culture, and marketing
• Drafting and updating terms of service, privacy policies, and other consumer-facing documents.
• Review all marketing materials including social media, direct mail, and email.
• Counsel on all aspects of consumer litigation and complaints across a range of regulatory issues including FCRA and FDCPA among others.
• Advise compliance team on regulatory issues, audits, and state licensing requirements.
• Strategize about regulatory developments to help us stay ahead of the game

ABOUT YOU

• JD from an accredited U.S. law school
• 5+ years of experience handling a combination of product counseling, consumer litigation, regulatory compliance, and privacy.
• Currently eligible to practice in a U.S. state bar (or D.C.)
• Expert in federal and state consumer protection and regulations: FCRA, ECOA, FDCPA, GLBA, etc.
• Ability to identify, analyze, and propose creative solutions to legal and business issues in a hands-on manner
• Excellent interpersonal, written, and verbal skills
• Strong work ethic and careful attention to detail
• Excel at understanding complex legal topics and explaining them to non-attorneys in clear and concise terms
• Experience with financial technology, including NACHA.
• Experience negotiating and drafting commercial contracts
• Experience handling general corporate matters

BENEFITS + PERKS

• Medical, dental, and vision insurance options covered at 100% for you & family
• 401k Plan with a matching contribution
• Generous PTO
• Monthly Health and Wellness Days
• 12 Weeks Paid Family Leave
• Company-paid short & long term disability and life insurance
• Happy Home Allowance to contribute to your home office workspace
• Happy Money is a 100% fully distributed workforce

Happy Money is committed to a diverse and inclusive workplace. Happy Money is an equal opportunity employer and does not discriminate based on race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation, please email [email protected].