Credit Analyst / Senior Credit Analyst

Responsibilities:

• Conduct Credit Analysis on new potential clients and regular review of existing clients, development and enhancement of adequate credit underwriting procedures and preparation of credit underwriting reports on a timely basis with minimal supervision;
• Conduct verification of the underlying assets of the Trade Finance Projects;
• Conduct portfolio risk management on the existing loan portfolio;
• To participate in project development with different department
• Assist in formulate internal credit policy, risk model and scorecard
• Assist to implement automation of credit procedures;
• Perform other ad-hoc tasks and assist in daily operation.

Requirements:

• University degree or high diploma in Finance, Accounting, banking or related discipline;
• Minimum 3 year experience in credit analysis, banking or finance sector;
• Knowledge in Trade Finance and E-commerce industry will be an advantage
• Fluent in both spoken and written English and Chinese (Cantonese and Mandarin a plus);
• A team player with strong interpersonal and relationship building skills with internal and external business partners;
• Self-motivated, proactive and results oriented;
• Able to work in a fast-paced start-up environment, with multi-tasking and keen to details;
• Being creative and tech-savvy on new apps development and new solutions, can think outside the box for better solutions.
• Candidates with more experiences will be considered for a senior position