Plum is your personal savings assistant — it monitors your daily spending and automagically sets money aside that you won't need. Because saying “#yolo” is a bit too tempting sometimes.
1. Plum will analyse your account so it can learn about your income, expenses and spending patterns. Your data is safe with us – we employ bank-grade security and work with all UK financial institutions.
2. Plum monitors your current account and every few days transfers some money from it to your Plum savings. You can access that money instantly at any time, so you don't have to worry about unexpected expenses.
3. Plum notifies you about your balance, gives you super-fast access to your savings and offers tips on how to save more. All over Messenger, so no more apps to download.