What We're Building

Petal is a simple, no-fee credit card that doesn't require a credit score.

A credit card without any fees, that you can apply for without a credit history, that never tries to trick you, and gives millions of Americans access to credit who have previously been overlooked.

That's the kind of credit card company we want to be – one that helps you build credit.

Petal uses the latest methods in machine learning to analyze a consumer's full digital financial record, rather than just their credit score, which allows us to provide more credit, lower interest rates, and no fees whatsoever, even to consumers who have never used credit in the past. The Petal digital product incorporates behavioral science and smart, intuitive design to bring transparency and simplicity to the experience of owning and using a credit card.

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Jobs at Petal

Petal Team

Jason Gross
Co-Founder/CEO @Petal • Former startup attorney @Arbor & @Gunderson Dettmer • JD @Harvard Law School
Andrew Endicott
Co-founder at Petal. Former M&A banker at Lazard, corporate at Willkie Farr.
Jack Arenas
Co-Founder & CTO @Petal . Former software engineer @TripleLift, @Goldman Sachs, and @Amazon. CS & Econ @University Of California, Berkeley.
David Ehrich
McKinsey, American Express Prepaid, JPMC Head of Credit Card Strategy, Bank On (bank accounts for the unbanked with no overdraft fees)
Rockman Ha
Former Transfix, MongoDB, Facebook and Gilt
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Petal Investors

Kevin Weatherman
Early Stage Executive | Seed Investor. fmr VP at @MoPub acquired by @Twitter . Born in SF Raised SD College @Cal Lived SF Live in NYC @PubKevin on social
Henry McNamara
Partner @Great Oaks Venture Capital • Marketplaces, Consumer, B2B, Health • @New York City
Greg Arrese
Founder, Ride Ventures-early stage vc tech fund 18+ yr hedge fund mgr w TMT & Consumer focus IPO, M&A, Capital Markets & Syndicate expertise Bucknell, HBS, CFA
Gaurav Jain
Co-founder & Managing Partner at Afore Capital. Previously @Founder Collective. Early Product Manager for @Android. Co-Founder of @Polar.
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