Mosaic is the fastest growing marketplace lender for solar. The platform provides simple home solar loans across 20 states, matching investors with homeowners that would like to buy. Mosaic has seen 38% monthly compounded growth in loan volume over the past 12 months and is quickly becoming the top brand in solar financing.
Partnerships have been secured with the top solar installers in the industry, representing over 1/3 of US home solar sales. These installers distribute Mosaic's loans to homeowners through an easy to use software platform that includes automated underwriting and instant credit approvals. Installers and homeowners alike rave about the ease of use and UX of Mosaic, designed from the ground up by a world class engineering team in Oakland, CA.
Investors that back the loans are rewarded with safe, stable returns. Since most homeowners that buy solar panels save money from day 1, and electricity bills go up if they stop paying the loan, defaults are extremely low.