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Visa unveils more powerful AI tool that approves or denies card transactions

  • WSJ
  • 1 month ago
  • Visa said it has developed a more advanced artificial intelligence system that can approve or decline credit and debit transactions on behalf of banks whose own networks are down.
  • The decision to approve or deny a transaction typically is made by the bank. But bank networks can crash because of natural disasters, buggy software or other reasons. Visa said its backup system will be available to banks who sign up for the service starting in October.
  • The technology is “an incredible first step in helping us reduce the impact of an outage,” said Rajat Taneja, president of technology for Visa. The financial services company is the largest U.S. card network, as measured both by the number of cards in circulation and by transactions.
Visa unveils more powerful AI tool that approves or denies card transactions
Product professional with 20+ years experience in development & payments (Visa), currently PM at Google working in Zurich working on International Growth.

Grace Wu

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Braden Leong

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Getting started in Product at Visa. Payments are powerful and are going to keep changing the world.