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Personal loans based on your potential.

Personal loans based on your potential.

Upstart is an online lending platform that goes beyond the traditional FICO score to offer personal loans. Our proprietary underwriting model identifies high-quality borrowers despite limited credit and employment history by evaluating non-traditional variables including schools attended, area of study, academic performance, and work experience to predict creditworthiness.

Upstart offers 3-year and 5-year fixed interest loans, and are primarily used to pay off credit cards, consolidate debt, eliminate student debt, start a business, or pay for a personal development bootcamp.

Upstart is venture backed by Google Ventures, KPCB, Khosla Ventures, Founders Fund, First Round Capital, Eric Schmidt, and Mark Cuban.

Andy Palmer

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Co-Founded Vertica Systems, Founded Koa Labs, Co-Founded Tamr
Co-founder and Head of Ops @Upstart • Worked at @Google • Studied at @Boston University

Paul Gu

Avatar for Paul Gu
Co-founder & Head of Product @Upstart, alum of @Thiel Fellowship 20 Under 20, worked in quant finance, studied CS/econ @Yale University
Head of Business Development @Upstart. ex @Google ex @IBM. Studied Computer Engineering @Stanford.
Founded Upstart after 8 years as President of @Google @Apple, @Dartmouth College , AB/BE in Computer Engineering. MBA from University of Michigan.
Total raised

$53M

Funded over

4 rounds

Latest round (Jul 2015)

Series C

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Growth Modeling Lead

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