Sr. Credit Analyst / Sr. Underwriter$60k – $80k • 0.0% – 0.15%
StreetShares offers unique financial solutions for America’s heroes and their communities. StreetShares’ technology captures the social loyalty that exists within the military community and harnesses that trust to lower risk in financial transactions. StreetShares provides a suite of specialty finance products focused on the military and veterans market, including small business funding, lines of credit, and alternatives to VA small business loans for vet-owned businesses. StreetShares is also a factoring company offering invoice factoring and account receivables financing for the government contract (GovCon) community, as well as the StreetShares Patriot Express® program. StreetShares offers alternative investments, including a veterans social-impact investing product called Veteran Business Bonds. StreetShares is veteran-run and located outside of Washington, D.C. To learn more, please visit: StreetShares.com.
A) High Impact credit decision making
Enjoying making complex and meaningful underwriting decisions
Inputting and Performing Cashflow analysis using bank statements
Financial analysis using Balance Sheet, Income Statement and Cashflow(s)
Automating Cashflow and Financial analysis
Read consumer and commercial bureau files to get better insight into the customer and the business
Occasionally interviewing customers for fraud checks and getting answers to underwriting questions
B) Making processes / procedures ultra-efficient
Recommendation and implementation on new credit processes, systems, functionalities etc.
Working closely with software engineers to implement your ideas
Answering basic questions to sales about credit and the underwriting decisions
C) Finding new methods of splitting risk
Suggesting new ways / data / techniques of separating good from bad
Recognizing credit risk patterns – We will file patents in your name if you find something cool and powerful!!
Strong knack for numbers
Integrated thinking - Great at connecting dots
Passion to make IT systems better and faster
At least 2 -3 years of work experience
Nice to have
Previous underwriting or banking experience
Bachelor’s degree in a quantitative field
StreetShares offers a competitive salary with fullbenefit package including insurance coverages, a company stock option program, gym memberships, and cell phone reimbursements.
Meet your team
StreetShares at a glance
StreetShares focuses on Enterprise Software, Financial Services, Marketplaces, Software, and Fin Tech. Their company has offices in Washington DC. They have a mid-size team that's between 51-200 employees. To date, StreetShares has raised $27.5M of funding; their latest round was closed on January 2018.