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Product Manager - Invest & Borrow

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We are looking for a confident, technologically savvy and user-centric product manager to join our team as Private Banker Experience, Invest & Borrow Product Manager in Brussels (Belgium) or Tallinn (Estonia). We expect you to have experience in managing products for finance, working with development teams and a good understanding of data analytics. You should also be enthusiastic about, and have a vision for, new savings, investment and borrowing products for better customer experience, including decentralised and blockchain-based ones.

Your role will be to deliver today the investment and borrowing experiences of tomorrow. As a result millions of Europeans can efficiently mobilize their assets and have access to credit when necessary. The job will require regular travel to Estonia or Belgium (around 30% of the time) to work with the rest of the team.

Our product is osOm, a game-changing personal finance app spanning across the traditional and token economy. We will provide our user with a comprehensive view of their finances and help them manage those better. We are an early stage company on a mission to guide humanity to money zen. People have better things to do than trying to figure out their finances. We need to help them stay on top of their money business.



Ensure the product remains state of the art and fit-for-purpose

Take full ownership of Polybius’ Invest and Borrow products and drive it forward with a strong focus on delivering best in class user experience
Through analysis of the market, user research and competitive research, contribute to the vision, strategy and roadmap for the product
use both quantitative and qualitative analysis to understand what users and partners need and will use long-term
Create partnerships with best of breed providers so our users have access to the best technologies and products out there.
Establish contact and develop relationships with partners
Develop intimate understanding of their business model to proactively propose partnership opportunities
Maintain relationships with partners by providing support, information, and guidance
Participate in the execution of the partnership including documenting it, but also assisting in technical integration as appropriate
Translate requirements and bigger picture into user stories and objectives
Own, prioritize and refine the backlog, in line with the above
Manage the delivery through missions and sprints, delivering MVPs so users cans see value quickly. Ensure timely delivery of each increments.
Validate the output of the engineering team and provide initial feedback
Actively develop, follow and report on your product metrics to develop the product very leanly
Develope the business requirements : business processes, product guidance papers, including regulations and instructions
Test the product and get user feedback on what we offer
Plan product launch with marketing team
With a hands on approach, display leadership in making clear decisions that support the product roadmap and vision
Work to maximize industrialisation and economies of scale

Communicate & coordinate with legal, engineering, marketing and research teams, as well as company partners and stakeholders;

Share insights inside and outside the company regarding the product (micro-blogging, blogging, internal & external conferences, etc.)

Keep abreast with new product development best practices and new trends and be ready to be flexible to use them to efficiently deliver value to our customers

... feel like adding something you would like to do… ? We’re a very early stage company, so there is space for job-crafting and opportunities to deviserify, try things and grow!

Candidate Characteristics

Minimum 5 years of relevant job experience (product management, technology development with product, project, or program management ), with a minimum of 2 years managing products in b2c finance
Prior experience with European regulations and practices for European b2c finance is a plus : building MIFID profiles, making KIID user friendly, storifying & gamifying personal finance with compliance in mind,...
Enthusiasm and a basic understanding of Decentralized Finance
Experience with Decentralized Finance (DeFi) is a plus

Strategic Planning: good problem solving, organizational and analytical skills and the ability to evolve product strategy based on research, data and industry trends
Cross Functional Teams: Experience working with distributed teams. Good at building consensus between teams. Excellent interpersonal, written and verbal communication skills, with the ability to navigate all levels of the organization.
Strong verbal & written English
Excellent communication, presentation, data manipulation and leadership skills

Self-Starter : you don’t just fix problems we give you, you proactively look where you can add value and see it through
Flexible : a pivot, a sudden change in operational model or priorities doesn’t scare you. We go where the data suggests. Your job today and in a year might be very different, and you are happy with that.
Growth-mindset : you believe there is always room to improve, take constructive feedback and act on it. You are willing and happy to learn new things to make the product work for our customers, whatever it takes.

Age & gender are irrelevant
open mindedness, tolerance and a hatred of office politics is a must
Not afraid of location-based work (yes, we do believe in face contact and live conversations). We are happy to relocate you if you’re not in Tallinn or Brussels yet!

We offer:

Working at the forefront of the changing technology landscape of rethinking of finance
Participate in building up of the company
Fast-paced environment within a flat-structure organization
Opportunities to learn / expand horizons
Tolerant office culture
We’ll hook you up with a laptop and a good phone plan (obviously!)
Unique vacation & learning allowance scheme
Competitive compensation package
The chance to change the world, literally; and do good while you do well
...and other perks we’ll tell you about when we meet !

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