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Student loan payment platform that uses predictive algorithms to reduce default rates

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Student debt is a huge problem in this country: 45 million Americans owe over $1.6 trillion in student debt. 40% of that debt, worth $600 billion, is on track to default over the next four years. Piecewise is a student loan payment platform that financial institutions and universities use to lower student loan default rates. Consumers use Piecewise to overcome debt and save money. We analyze student debt borrowers’ financial activity to guide every borrower to a payment plan they can afford, that changes with their income and that saves them as much money as possible on their debt repayment.

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