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PayU: Improving financial access for millions worldwide through in-house technology

Senior Software Development Engineer

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Role: Senior Software Development Engineer

Company: PayU Payments Pvt Ltd

Location: Gurgaon

About Company:

PayU, the fintech-arm of Naspers, is a leading financial services provider in global growth markets. We use our expertise and heritage in cross border and local payments to extend the services we offer to merchants and consumers. Our innovative technology, developed in-house as well as through investments and strategic partnerships, empowers billions of people and millions of merchants to buy and sell online, extending the reach of financial services.

Our local operations span 18 growth markets across Asia, Central and Eastern Europe, Latin America, the Middle East and Africa. Here we deliver fast, simple and efficient financial services technology that unlocks access to more than 2.3 billion consumers in our regions.

Regulated under the Reserve Bank of India, PayU India has advanced solutions to meet every digital payment need. The company has an in-depth understanding of the vast and intricate details of the Indian market and its payment landscape. The company brings convenience and trust through continuous innovation leveraging technology.

PayU India forays into two business verticals - payment offerings under PayU Payments Services Ltd. and alternate lending under PayU Finance. Headquartered in Sohna Road, Gurgaon, the company has a presence in Mumbai, Pune and Bangalore and has a total strength of 700+ employees. Anirban Mukherjee is the CEO for PayU India working with the global CEO Laurent Le Moal.

Under the aegis of PayU Payments Services Ltd., PayU provides payment gateway solutions to online businesses through its cutting-edge and award-winning technology. In India, PayU covers nearly 60% of the airline business and 90% of the entire e-commerce business and processes over INR 120,000 crores worth of digital payments annually (at current run rates). The company offers more than 70 local payment methods and serves more than 350,000 merchants including leading e-commerce businesses in India. The company also empowers SMBs, enabling them to accept mobile and online payments with minimum development effort.

With credit being the key business priority, PayU has also developed LazyPay, an alternate lending platform to offer credit solutions such as Small Ticket Credit (Buy Now, Pay Later), App based personal loans and Point of Sale Credit (Merchant EMI). Since its launch in 2017, LazyPay has gained significant traction and has disbursed 20mn+ loans to a customer base of a million user.

PayU is bullish on investment opportunities in India. The company has been an aggressive investor, committed to the evolution of fintech in the country. PayU has spent about $250 million over the past three years in Asia's third-largest economy and is further scouting for more lucrative investment and acquisition opportunities to fuel growth.

PayU’s acquisitions in India include that of Wibmo (April 2019 worth $70 mn) and Citrus Payment Solutions (September 2016 for $130 mn). PayU has also invested in PaySense (July 2018) and ZestMoney (December 2016) in India.

Role and Background Information:

 Demonstrated ability to effectively articulate technical challenges and solutions.

 Demonstrated ability to achieve stretch goals in a highly innovative and fast paced environment.

 Experience in dealing with ambiguous/undefined problems; ability to think abstractly.

 Experience with Docker is a plus

 Experience with Lua, Rust is a plus

What you’d need to bring to the table:

 Bachelor’s degree in Computer Science or related field from top notch colleges IITs/NITs/BITS

 3-5 years of software development engineering

 Strong knowledge of CS fundamentals including data structures, algorithm design and complexity analysis

 Proficiency in one language that emphasizes class abstractions (for e.g. Java) and have coded in it for at

least 2 years

 Excellent communication, analytical and problem solving skills

Skill sets:

 Strong organizational skills and the ability to prioritize and work with clients with great efficiency

and attention to detail

 Excellent relationship management skills must be metrics driven.

 Excellent written and oral communication and presentation skills and the ability to express

thoughts logically and succinctly.

 Open minded, Team builder, Good communicator and ability to lead and inspire teams

 Ability to work with cross functional teams and good inter personal skills

 Willingness to travel

So what do we offer?

 A Competitive salary, including benefits

 Modern offices with individual working spaces

 Exceptional projects

 Awesome teams that love finding ways of making things better, faster, stronger

 Interesting growth prospects

 ESOPs (SARs)

PayU at a glance

PayU: Improving financial access for millions worldwide through in-house technology

PayU focuses on Financial Services, E-Commerce, Payments, Finance, and Mobile Payments. Their company has offices in Berlin and Hoofddorp. They have a very large team that's between 1001-5000 employees.

You can view their website at http://www.payu.com/ or find them on Twitter, Facebook, and LinkedIn.

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