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Point-of-sale finance and insurance marketplace

Credit Risk Analytics Manager

$85k – $110k AngelList Est.
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Founded in 2014, Octane Lending is a fintech startup with the vision of making consumer financing as painless as cash. Serving the $60B consumer powersports and agricultural vehicle spaces (motorcycle, ATV, tractor, mower etc.), our technology powers transactions in over 2000 dealerships across the country. Less than two years after launch, our platform has generated over $1B in loan requests and enabled thousands of customers to buy their dream products. We have raised $42M in venture capital from leading investors such as IA Ventures, Valar Ventures, and Contour Venture Partners and closed $145M in debt capital.

We are seeking a credit analytics manager to lead projects related to credit risk analytics and strategy development. You will work closely with senior management to establish credit strategies that profitably grow Octane Lending’s originations. As a manger on the credit team you will have the opportunity to make meaningful contributions to the direction and success of OL’s business and take on a leadership role within a fast-growing core area of our business.


* Bridge the disciplines of data analytics and risk management to formulate evidence-based credit strategies that responsibly grow originations within the organization’s risk management appetite
* Work cross-functionally with OL’s Tech, Product, Sales and Finance teams to lead and manage new product initiatives that further our mission of providing convenient point-of-sale financing to niche consumer products
* Continuously enhance policies and processes to mitigate credit and fraud risk exposure


* A track record of taking initiative and driving results, and a desire to build, design and transform a young organization
* Experience taking analyses from raw data to polished recommendations and communicating complex, technical findings to broad audiences
* Exceptional Excel skills and hands-on experience programming in Python and SQL required
* 2+ years of managing credit-related projects
* An advanced degree (e.g., M.S., MBA) in a quantitative field such as statistics, econometrics, decision sciences, or engineering
* Strong written and oral communication skills


* A working environment filled with passionate, happy, smart people
* Health Care Plan (Medical, Dental & Vision)
* Retirement Plan (401k)
* Life Insurance (Basic, Voluntary & AD&D)
* Pre-Tax Commuter Benefits
* Paid Time Off (Vacation, Sick & Public Holidays)
* Short Term & Long Term Disability
* Office snacks, full fridge, and drinks
* Monthly team happy hours and lunches
* Fun company outings like bowling, yoga, cycling, mixology, cooking classes, & more!

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