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Growth capital for high-affinity brands

Manager - Credit & Risk (5-6 yrs experience)

₹25L – ₹30L • No equity
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Klub is a vertical Fintech play focused on solving industry-specific financing gaps in the F&B sector through the application of data. We are angel-funded, currently in stealth mode, and based out of Domlur, Bangalore.

Our founders are Anurakt Jain (12+ yrs | Venture capital and corporate entrepreneurship at DFJ, Vertex, InMobi | IIT-D, Wharton, CFA) and Ishita Verma (9+ yrs | Investment banking and investing at Kotak IE, Unitus Capital, Snyder UAE | LSR, IIM-B).

We have a team of high-quality professionals coming together for this mission to disrupt the convention.

Be a part of a high growth startup with a world-class team, building a revolutionary product!

Experience:
3+ years of experience in handling credit risk assessment for unsecured business loans. Prior experience in Lending domain would be required, either with a Bank/NBFC or a lending platform with overall relevant experience of 5+ years.

Description:
The candidate will be working on end-to-end credit underwriting activities like risk assessment, Personal discussion, portfolio monitoring and work closely with business and operations team to ensuring portfolio is performing as per internal benchmarks.

Responsibilities:
- Understand customer requirements and analyse cases in alignment to policies
- Work with policy team to ensure the right risk parameters are captured and assessed
- Assess customers basis personal discussion, including physical visit to premises
- Understand industry and regulatory trends and its impact on customers to ensure right decisions are taken
- Work closely with business functions to on board the right set of customers against policies
- Ability to understand customer requirements and structure repayment as
- Work closely with operations to ensure that documentation and checks are put in place at various stages of the application lifecycle
- Develop industry-best practices and constantly strive to improve the same basis market practices

Requirements:
- Very good understanding of documentation related to lending pre-disbursement (mandatory)
- Experience of working on the lending business with a Bank, NBFC or a platform (mandatory)
- Excellent understanding of industry trends and its impact on segments
- Setup basic credit underwriting processes and scale up the vertical
- Bachelor’s Degree with relevant work experience of at least 3 years with CA/MBA (preferred)
- Ability to assess customers basis standard programs like Financials, Banking, etc.
- Proficient in MS Excel and ability to bring out insights from data

What’s on offer:
- Fast-paced, exciting workplace with a cool vision
- Being a top 10 team member in a high growth startup, with room to scale exponentially as we grow
- High exposure to customers and to the business scale-up
- Equity stock options

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