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Instant Working Capital

Instant Working Capital

At iwoca, we’re here to expand possibilities for small businesses by making financing fair and flexible. We blend the best of humans and technology to deliver a service that customers love.

Since 2012, we've lent over £600 million to over 22,000 businesses across Europe. Our customers include everything from cafés to car dealers, salons to solicitors. Along the way we have built a sophisticated technology platform, won numerous awards and grown a fun, and vibrant team.

However, we’re still near the start of our journey – our aim is to finance a million small businesses within a decade and so we need more smart, hands-on people to help us reach this goal.

James Dear

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CTO and co-founder @iwoca. VP Deutsche Bank - structured credit trading PhD Kings College London - Theoretical Physics BSc Imperial Colege - Theoretical Physics
CEO and founder of @iwoca. Strong finance background (VP at @Goldman Sachs). Business degree from @London School of Economics & HEC Lausanne.
Total raised


Funded over

4 rounds

Latest round

Oct 2016