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We're hiring! http://hora.ai/

Data Scientist in Credit & Lending at Hora.AI

₹20L – ₹50L • 0.5% – 1.0%
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Join the founding team of the India's next unicorn!

We're building an Android application to provide credit & personal cash loans to 100M skilled blue collar workers in India. The massive problem we are solving: 79% of Indians do not have credit scores. Our investors include Amit Singhal (former Global Head of Search at Google) and Yuvraj Singh (co-founder of DMI Finance, $2.2B alternative lending company).

The founding team consists of 3 Princeton University grads and advised by legends in worlds of technology and finance. Our advisor is legendary Amit Singhal, former Head of Search & Vice-President of Google. Our CEO, Poshak Agrawal graduated from Princeton University in Economics and Finance, where he was Co-President of Princeton Entrepreneurship Club. Before Hora, he founded one of the top education consulting companies in India. Our CTO, Arman Suleimenov studied Computer Science at Princeton University, was a 2x ACM ICPC World Finalist, and worked at a Y Combinator funded company in Silicon Valley.

PROS OF JOINING
* Be a part of unapologetically elite team
* Learn a ton about developing a massively scalable product from the ground up
* Work on difficult challenges in Deep Learning, Natural Language Processing, User Experience, High Load and Scalability, Growth Hacking, Credit and Risk Analysis, Loan Distribution and Collections, etc.
* Become the truly world class at what you do
* Chance to be a very early employee at a billion-dollar company and build fortune through equity
* Freedom to build and own major pieces of the India's largest credit engine
* Make a huge contribution in solving the problem of financial inclusion in India

RESPONSIBILITIES
* Find connections across different data sources and build models leveraging those findings
* Take ownership of the full cycle of a credit model from ideation through training and testing to production
* Closely collaborate with the engineering team to integrate Machine Learning models with the backend code
* Constantly monitor model's performance and quickly adapt to the constantly changing environment
* Share your knowledge of data science with the engineering team

REQUIREMENTS:
* Minimum of 2 years of work experience in Data Science
* Experience in Data Science in application to lending & finance
* Bachelors or Masters in a quantitative field
* Mastery of Python, SQL, and Python ML libraries
* Solid knowledge of applied statistics and machine learning
* Experience of building / deploying models and maintaining them in production
* Experience in data science models for credit / risk / fraud
* Experience with PyTorch, Tensorflow, scikit-learn, pandas, matplotlib, Keras, etc.
* Experience with natural language processing and social network analysis
* (Big Plus) Competitive experience on Kaggle, ACM ICPC, IMO/IOI

UNIVERSAL ATTRIBUTES
* Self-guided missile
* Enjoys finding novel solutions to hard technical problems
* Optimistic team player
* Growth mindset
* Ability to clearly communicate and listen intently
* Wise, curious and independent learning machine
* Ability to put ego on the side, admit one's mistakes and move on

Meet your team

People you would work with in this role
CTO & co-founder, Hora. Credit to 79% of India. Past: Princeton CS, Collections (YC S12), ACM ICPC World Finals '09, '11.
Co-founder, Hora. Co-founder, Athena Education. Princeton University '11.
Founded PASFIN, a commercial lending company established in Asuncion (Paraguay). Co-founded HORA, a fintech company established in Gurgaon (India)

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