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Banking for Makers and Doers

Banking for Makers and Doers

Holvi is the first digital banking service built for European micro-entrepreneurs, freelancers and the self -employed. Holvi combines everything a modern entrepreneur needs in one simple to use service; from digital business account to paperless bookkeeping and from invoicing and expense management to collecting payments through Holvi’s online store.

The Finnish Fintech startup was founded by Tuomas Toivonen in Helsinki in 2011 and is represented by Antti-Jussi Suominen (CEO). Holvi is a licensed payment institution, authorised for operations across Europe by the Finnish Financial Supervisory Authority (FSA). In 2016 Holvi was acquired by the Spanish banking group BBVA.

In 2017 Holvi announced the partnership with Estonia’s e-Residency programme to provide borderless EU banking to location independent free entrepreneurs across the globe. Holvi currently employs 50+ people and in addition to its head office in Helsinki, the company has offices in Berlin and Madrid.

Mikko Teerenhovi

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CXO at @Holvi

Tuomas Toivonen

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Co-founder at Holvi
Founder & CEO of Solu. Co-Founder of bank disruptor Holvi. Demoscene activist. Founder of largest digital art festival in the Nordics.
Funded over

1 round

Latest round

Acquired (Mar 2016)

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