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An online marketplace with competitive, personalized loan offers

Senior Rails Engineer

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Who is Credible?

We believe life’s changes create financial needs for people and that the traditional financial system often puts up unnecessary obstacles. People celebrate major milestones like going to college, getting married, and buying a home. And most of the time, these milestones come with financial implications.

At Credible, we have built a company with the mission of bringing transparency, choice, simple processes and savings to accessing credit for life’s important moments. What you see is what you get. We are committed to being upfront, honest, and clear about your options. There are no mysteries, no hidden fees, and no secret clauses.

Credible is a fast-growing Fintech company that has world class management, has raised multiple rounds of funding, is generating significant revenue and is disrupting the lending market and helping people save money and get out of debt faster.

About the role

We are looking for a talented and passionate Senior Rails Engineer to join our software engineering team. Based in the heart of San Francisco's scenic Financial District, you'll join our Engineering team in building out an extraordinary web-based platform that has already helped thousands of people save money, and aims to help millions more. If you've been seeking a product that's worthy of your skills, then read on!

Sample Projects Include:

  • Implement a tool that fetches normalized data from lenders and serves it to the appropriate user profiles quickly and coherently
  • Create a protocol that integrates with disparate lender APIs that provide data through XML, JSON, and others, both synchronously and asynchronously, in real time
  • Build out our rules engine that serves borrowers with the appropriate offerings according to their financial information

Personality and Values:

  • Passionate about coding; you love to code and you're not shy about showing it
  • You thrive on collaboration; Credible's Software team works closely with Product Management, Design and Operations for everything from roll-out to feature enhancement
  • Resourceful and mindful; you move fast but don't break things
  • You take pride in writing and maintaining clean, modular code
  • Exceptional problem solving and communication skills

Education and Experience:

  • BS in Computer Science, Computer Engineering, or highly similar degree is required
  • 5+ years of experience with Back-End development using Ruby on Rails (preferred), Django or similar MVC frameworks
  • Experience building and using RESTful APIs
  • Understanding of the web stack, including HTML/CSS, Javascript, JSON, HTTP Requests
  • Experience with Relational Databases and SQL (MySQL preferred)
  • Experience with AWS Services such as EC2, RDS, Elastic Beanstalk, S3 and SQS (preferred)
  • Experience with RSpec or similar unit test frameworks for RoR (preferred)
  • Knowledge or Experience with Docker (preferred)

Why work at Credible

We are a fast moving, fun-loving, seriously smart group of people who really care about impacting the lives of our customers. We empower our employees to make decisions, take risks, drive our business and make changes when we don’t get it right. These are our values:

  • Exceed Customer Expectations: We provide an exceptional experience to each and every customer that compels them to share it with others.
  • Take Ownership: We are trusted to make decisions that are in the best interests of our customers and our business. We think and act like owners. We care – and that makes all the difference.
  • Be Curious: We are curious, ask questions, seek to understand and try new things.
  • Do the Right Thing: We earn trust by being transparent, respectful and honest with each person with whom we interact.
  • Get Results: Results fuel our excitement and we know how our personal accomplishments tie to the success of the company.
  • Be Bold: We are courageous and take risks that scare us. Our enthusiasm for experimenting is how we will find the next breakthrough.

Our benefits: We offer competitive compensation, generous benefits, free food and a flexible vacation policy.

But mainly, you want to work at Credible because you believe in our mission and want to have a major role in delivering on it! We look forward to getting to know you.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Healthcare benefits

We offer our employees a variety of health plan options, so that everyone can choose which plan works best for them and their families.

Meaningful incentives

All our employees earn in Credible's success through our long-term bonus plan.

Wednesday lunches

Every Wednesday, Credible caters a delicious lunch. We also have happy hours following each month's Town Hall meeting.

Commuter benefits

Credible employees receive a monthly stipend to apply towards commuting costs to and from work.

Continuing education

After one year of employment, employees are eligible to participate in Credible's Continuing Education program. Under this program, Credible will reimburse a portion of the cost of attending courses and seminars to advance their careers.

Open office

Enjoy our open, loft-like work space. Sit at your work station, sit on a couch, sit or stand where ever you want to get comfy and get your work done.

Credible at a glance

An online marketplace with competitive, personalized loan offers

Credible focuses on Financial Services, Finance, Credit, Consumer Lending, and Finance Technology. Their company has offices in San Francisco, Durham, and Houston. They have a mid-size team that's between 51-200 employees. To date, Credible has raised $73.7M of funding; their latest round was closed on December 2017 at a valuation of $250M.

You can view their website at http://www.credible.com or find them on Product Hunt.

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