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Banking for the unbanked, under banked, unhappily banked and not yet banked

Banking for the unbanked, under banked, unhappily banked and not yet banked

We started bäNGk to give free bank accounts to people who deserve them – and make banking honest, simple, and accessible. bäNGk offers free savings and checking accounts to kids, tweens & teens as well as unbanked, underbanked & unhappily banked customers. Funds are covered by the FDIC. Debit cards, not credit cards, account for about 70% of all non-cash payments in the USA. Yet, credit cards earn rewards while debit card users pay fees averaging $4.69 for an out-of-network ATM withdrawal and last year banks and credit unions charged Americans more than $33-Billion in overdraft fees! U.S. households with checking accounts spend an average of $10.7 billion each year - just from 3 types of fees: overdraft, ATM & monthly maintenance. If those households switched to bäNGk accounts, they’d save $7.3 billion altogether in just one year! We’re working with the best partners in the industry to create safe, secure and affordable bank accounts you can use anywhere MasterCard is accepted.
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Paul Myers

Avatar for Paul Myers
Founder & CEO
Expertise in Financial Services including prepaid Gift, Loyalty, and mobile solutions.