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We help college students build credit through micro-financing

We help college students build credit through micro-financing

Alchemy Finance, Inc is a new company that helps college students to build credit through microfinancing. Students nowadays may borrow money from different resources, but these resources may not be the best solutions. For example, borrowing from family or friends may not require interest but it won’t help students to establish credit; requesting loans from big P2P platforms like Lending Club might get denied because of not satisfying the minimum credit score requirement of 660 and the prerequisite of having stable income. Applying for loans from traditional financial institutes is also not feasible for students because the amount of the loan they are applying is comparatively too small for banks, not even to mention the red flag of lacking credit history. Therefore, Alchemy Finance comes in to serve this student group with huge market potential.

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James Fan

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Justin Cheng

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Co-Founder and CEO of Alchemy Finance, Inc. Former JCKR Marketing Agency Owner. Former House of Representative Legislative Intern. Proud Penn Stater. NYC